This site is published for the benefit of clients, friends, and fellow professionals on topical matters of interest. Our advice is arrived at on a completely independent basis, and no advertising or referral fees are accepted or given. While we believe that the information contained here is accurate and critical to success, you are advised to seek specific guidance that is unique to your circumstances.

In plain English, about 92% of what we’ll say is accurate, but we’re not sure which 8% is wrong. In other words, we're always learning and the decisions remain yours.